Published

Industry

Accounting, finance, banking, insurance Jobs in Uganda

4

jobs

Ecobank Uganda Limited

Credit Manager

Kampala, Uganda

Netran Enterprises

Chief Financial Officer (CFO)

Kampala, Uganda

M-KOPA

Senior Manager Credit - Strategy & Analytics

Kampala, Uganda

PricewaterhouseCoopers (PwC)

Graduate Associate - Assurance

Kampala, Uganda

M-KOPA

CLOSED

Fraud Manager

Kampala, Uganda

Equity Bank Uganda

CLOSED

Fraud Risk Manager

Kampala, Uganda

M-KOPA

CLOSED

Senior Manager - Credit

Kampala, Uganda

ChapChap

CLOSED

Reconciliation Intern – Accountant

Kampala, Uganda

FIDO

CLOSED

Head Of Collections

Kampala, Uganda

Get personalised job alerts directly to your inbox!

Results For Development(R4D)

CLOSED

Health Financing Lead

Kampala, Uganda

Credit Manager

Closing: May 2, 2024

3 days remaining

Published: Apr 26, 2024 (4 days ago)

Job Requirements

Education:

Work experience:

Language skills:

Job Summary

Contract Type:

Sign up to view job details.

Experience & Qualifications

  • At least three years’ experience in credit analysis and risk management
  • University degree in business related field or its equivalent

 

Skills, Capabilities & Personal attributes

  • Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact business performance.
  • Technical skills to effectively perform or guide performance of Credit Risk Management activities/tasks in a manner that consistently produce high quality of service. 
  • Good communication skills
  • In-depth knowledge of lending products and best practices
  • Knowledge and experience in modern Credit Risk Management practices in Financial Services industry to provide visionary guidance on improvements and changes.
  • Knowledge and effective application of all relevant banking policies, processes, procedures and guidance to consistently achieve required compliance standards or benchmarks
  • Self-motivated to enable implementation of open communication, teamwork and trust that are needed to support performance and customer-service oriented culture.


Responsibilities

Experience & Qualifications

  • At least three years’ experience in credit analysis and risk management
  • University degree in business related field or its equivalent

 

Skills, Capabilities & Personal attributes

  • Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact business performance.
  • Technical skills to effectively perform or guide performance of Credit Risk Management activities/tasks in a manner that consistently produce high quality of service. 
  • Good communication skills
  • In-depth knowledge of lending products and best practices
  • Knowledge and experience in modern Credit Risk Management practices in Financial Services industry to provide visionary guidance on improvements and changes.
  • Knowledge and effective application of all relevant banking policies, processes, procedures and guidance to consistently achieve required compliance standards or benchmarks
  • Self-motivated to enable implementation of open communication, teamwork and trust that are needed to support performance and customer-service oriented culture.


  • To protect the financial strength and the reputation of the bank.
  • Preparing Monthly credit Reports
  • Analyse credit proposals by observing policies, procedures and regulatory requirements and provide recommendations to relevant approving authorities/committees.
  • Ensure all the approval conditions are well captured in respective facility letters and are legally enforceable.
  • Support the business teams in their dealings and ensure quality bookings and growth of credit book.
  • Ensure credit portfolio remains of good quality with balanced concentration and diversification always.
  • The CRB Project Manager must generate periodic management reports for discussions at senior management meetings as a key agenda, with specific focus on the quality of data including the data success rate, rejected records, and the reasons thereof.
  • Provide leadership and support to the branch enrolling customers on CRB.
  • Ensure best TAT in loan processing to meet customer’s expectations.
  • Participate in target market strategy and its preparation, PPs and other credit related products.
  • Support Head of Credit, Act as secretary to bank credit committees, and BCC.
  • Assist in ensuring that the bank achieves an audit rating of acceptable or better in all credit reviews.
  • Monitoring of existing credit portfolio by preventing potential risk accounts from rolling into delinquent buckets and prevent overdues. 
  • Extracting, analyzing and interpreting the information from daily reports and providing appropriate recommendations/escalation to the management as appropriate.
  • Ensure good quality of credit management services (approvals, disbursements, reports and remedial management) in supporting business goals.
  • Report all risk and loss events as a result of errors or fraud to the line manager and /or relevant parties to manage mitigate possible losses. 
  • Work with Business Units to ensure portfolio quality remains within group target and regulatory NPL ratio of 5%.
  • Minimization of exposures and impacts of credit risks, managing troubled exposures to ensure good loan recovery.
  • Assist the Head of Credit to ensure that provisioning policies are in line with the Bank’s Credit Policy Document, comply with Banking Act provisions and co-ordinate with Finance Division to ensure appropriate provisions and interest suspensions for the credit book are effected in the Bank’s accounting systems.
  • Perform any other duties as directed by the Management/supervisor and not limited to the following
  • Ensure the bank achieves an audit rating of acceptable or better level in all credit reviews and participating in closure of open audit queries.
  • Provide appropriate inputs to develop the bank’s Target Market. 
  • Ensure the credit risk strategy is in place and up to date always.
  • Assist Head of Credit identifying skills gaps and training needs for credit analysts and RMs/Ros. 


Applications submitted via Fuzu have 32% higher chance of getting shortlisted.